Bakersfield Bank provides community-focused banking for residents and businesses across Kern County. The bank emphasizes personalized service, transparent fees, and responsive support at every branch.
Local teams partner with customers to handle everyday accounts, small business cashflow, and home financing with clear guidance and practical solutions.
| Branch | Location | Business Hours | Contact |
|---|---|---|---|
| Downtown | 1241 Eye Street | Mon-Fri 9:00-17:00 | (661) 327-8000 |
| Southwest | 4201 Ming Avenue | Mon-Fri 9:00-17:00 | (661) 324-6070 |
| East Hills | 300 Mall View Drive | Mon-Fri 9:00-17:00 | (661) 324-6006 |
| Westside | 3000 Alfred Harrell Highway | Mon-Fri 9:00-17:00, Sat 9:00-12:00 | (661) 324-6006 | )
Checking and Savings Accounts
Everyday Account Options
Personal checking accounts at Bakersfield Bank offer no monthly fees when customers meet simple activity requirements. Savings accounts feature competitive rates and easy transfers to support short-term goals.
Business Banking Services
Tools for Local Businesses
Business clients receive access to cash management, merchant processing, and credit solutions tailored to Kern County enterprises. Relationship managers help structure lines of credit and optimize cashflow.
Home Loans and Mortgages
Local Mortgage Expertise
The mortgage team guides buyers through FHA, conventional, and VA loans with clear timelines and local decision-making. Pre-qualification tools help estimate affordability before house hunting begins.
Digital Banking Features
Online and Mobile Tools
Members can view balances, transfer funds, deposit checks, and set alerts through a secure mobile app. Online bill pay and eStatements reduce paper and simplify household finance management.
Why Choose Bakersfield Bank
- Personal service and local decision-making across Kern County
- Transparent fee structures and competitive rates on accounts and loans
- Business cashflow solutions tailored to regional industries
- Streamlined mortgage options with in-branch guidance
- User-friendly digital banking tools and responsive support
FAQ
Reader questions
What are the monthly fees for personal checking at Bakersfield Bank?
Monthly fees may apply if required activity thresholds are not met, but these can often be waived with direct deposit or minimum daily balance requirements. Specific conditions vary by account type and branch.
How quickly can a small business get a line of credit?
Approval timing depends on financial documentation, business history, and collateral. Many local businesses receive preliminary feedback within days and a final decision within a few weeks.
What documentation is needed to open a mortgage account?
Typical documents include proof of income, tax returns, credit history, bank statements, and identification. Submitting complete records early helps accelerate pre-qualification and closing timelines.
Are there weekend hours at Bakersfield Bank branches?
Most branches operate Monday through Friday during standard business hours, with select locations offering limited Saturday service. Customers should confirm specific branch schedules through the website or phone.