Costco recently updated its membership and shopping rules to balance rising expenses with member expectations. These changes clarify how fees, services, and restrictions apply to different cardholders.
The following sections break down key updates and how they affect different types of shoppers.
| Plan Type | Annual Fee | Extra Card Fee | Primary Benefits |
|---|---|---|---|
| Gold Star | $60 | $0 | Basic shop, pharmacy, photo center |
| Gold Star Executive | $120 | $0 for first extra card | Higher refunds, travel offers, shop & pharmacy |
| Business Star | $120 | $0 for first extra card | Business tools, purchasing options, shop & pharmacy |
| Executive Membership | Renewal policy now aligned with calendar year | Review of redemption thresholds | Enhanced travel and warranty services |
Membership Fees and Renewal Changes
Costco adjusted membership pricing to address inflation while preserving value. Annual fees remain competitive against warehouse clubs, and bundled services help justify the cost.
Members renewing near their anniversary receive clear notices with options to switch plans. The executive membership renewal now follows a calendar year cycle, reducing confusion around expiration dates.
Payment and Checkout Policies
Contactless payments and card-not-present options expanded to streamline checkout. Accepted methods now include most mobile wallets and contactless cards.
In-store policies emphasize speed, with express lanes reserved for smaller orders. Curbside and online members enjoy consistent pricing, though some regional rules may apply.
Membership Eligibility and Verification
Costco tightened eligibility verification to prevent abuse of membership privileges. Individuals must present valid photo ID matching the membership record at entry.
Businesses enrolling in Business Star must provide documentation to confirm operational status. This helps maintain a professional buying environment and supports business-focused services.
Returns, Prices, and Guarantees
Members can return most items with a membership card or packing slip within standard timeframes. Certain categories like electronics and tires follow specific conditions outlined at purchase.
The shop guarantee reinforces transparency, with price adjustments available where allowed. Members are encouraged to check local policies for high-value or special-order products.
Key Takeaways for Members
- Review your membership level and fee structure annually to match your shopping habits.
- Use contactless payments to speed up checkout and access member-only offers.
- Keep your photo ID and membership details accessible at each visit.
- Check regional policies for returns, guarantees, and special services.
- Monitor expiration dates and renewal options to avoid service gaps.
FAQ
Reader questions
Do I need a new card if my membership expires and renews?
No, your existing card remains active after calendar-year renewal as long as the membership is in good standing.
Is the first extra card free for all membership levels?
Only Gold Star Executive and Business Star members receive one free extra card; other plans may have associated fees.
Can I use my Costco card at other warehouse clubs?
No, your card is valid only at Costco locations and authorized partners, and it cannot be used elsewhere.
What happens if I shop without my membership card?
You may be required to pay a higher guest fee or provide ID for verification before completing the purchase.