Cluster Articles

Pages linked into this editorial category.

The IRA Today: A Clear, Up-to-Date Guide to Traditional and Roth IRAs

An Individual Retirement Account (IRA) remains one of the most accessible, tax-advantaged paths to long-term saving for millions of workers and self-directed investors. Whether...

Read article
A Profile of Michigan Retired Teachers: Benefits, Eligibility, and Considerations

For Michigan educators approaching or in retirement, understanding the state's teacher pension system is central to long-term financial planning. This profile explains how the M...

Read article
Best TSP Fund Allocation: A Practical, Evidence-Based Guide

Deciding the best TSP fund allocation depends on when you need the money, how much volatility you can tolerate, and the tradeoffs you accept between growth, income, and safety....

Read article
Last Day to Contribute to a 401(k) for 2017: Rules and Key Dates

The last day to make a salary-reduction (elective deferral) contribution to a traditional 401(k) for 2017 is December 31, 2017. This date applies to regular pre-tax and Roth emp...

Read article
2017 IRA and 401(k) Contribution Limits: Rules, Amounts, and What Changed

In 2017, annual contribution limits for retirement plans largely stayed level from 2016, with cost-of-living adjustments affecting only certain sections. For individuals funding...

Read article
How to Front-Load Your 401(k) Contributions

Front-loading your 401(k) means contributing a large portion or the maximum allowed early in the plan year so more of your money has time to grow tax deferred. For many savers,...

Read article